LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,254
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,662
−HK$1,430/mo
Today · 4.125%
HK$48,092
baseline
▲ 0.50% · 4.625%
HK$51,018
+HK$2,926/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,184/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,344
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,695
−HK$1,369/mo
Today · 4.125%
HK$53,064
baseline
▲ 0.50% · 4.625%
HK$55,862
+HK$2,798/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,128/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,305
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,994
−HK$1,716/mo
Today · 4.125%
HK$57,710
baseline
▲ 0.50% · 4.625%
HK$61,222
+HK$3,512/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$115,420/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,413
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,034
−HK$1,643/mo
Today · 4.125%
HK$63,677
baseline
▲ 0.50% · 4.625%
HK$67,034
+HK$3,357/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$127,354/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,355
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,326
−HK$2,002/mo
Today · 4.125%
HK$67,328
baseline
▲ 0.50% · 4.625%
HK$71,425
+HK$4,097/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$134,656/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,482
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,373
−HK$1,917/mo
Today · 4.125%
HK$74,290
baseline
▲ 0.50% · 4.625%
HK$78,206
+HK$3,916/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$148,580/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,457
−HK$5,108/mo
▼ 0.25% · 3.875%
HK$83,991
−HK$2,574/mo
Today · 4.125%
HK$86,565
baseline
▲ 0.50% · 4.625%
HK$91,832
+HK$5,267/mo
Deposit HK$1.98M · loan HK$17.86M · min. income ≈ HK$173,130/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,620
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$93,050
−HK$2,466/mo
Today · 4.125%
HK$95,516
baseline
▲ 0.50% · 4.625%
HK$100,551
+HK$5,035/mo
Deposit HK$1.98M · loan HK$17.86M · min. income ≈ HK$191,032/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,224 · Scale 2, in force from 26 Feb 2026)