LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,256
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,664
−HK$1,430/mo
Today · 4.125%
HK$48,094
baseline
▲ 0.50% · 4.625%
HK$51,021
+HK$2,927/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,188/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,347
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,698
−HK$1,369/mo
Today · 4.125%
HK$53,067
baseline
▲ 0.50% · 4.625%
HK$55,865
+HK$2,798/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,134/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,308
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,997
−HK$1,716/mo
Today · 4.125%
HK$57,713
baseline
▲ 0.50% · 4.625%
HK$61,225
+HK$3,512/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$115,426/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,417
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,037
−HK$1,644/mo
Today · 4.125%
HK$63,681
baseline
▲ 0.50% · 4.625%
HK$67,038
+HK$3,357/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$127,362/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,359
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,330
−HK$2,002/mo
Today · 4.125%
HK$67,332
baseline
▲ 0.50% · 4.625%
HK$71,429
+HK$4,097/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$134,664/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,486
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,377
−HK$1,917/mo
Today · 4.125%
HK$74,294
baseline
▲ 0.50% · 4.625%
HK$78,211
+HK$3,917/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$148,588/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,462
−HK$5,108/mo
▼ 0.25% · 3.875%
HK$83,996
−HK$2,574/mo
Today · 4.125%
HK$86,570
baseline
▲ 0.50% · 4.625%
HK$91,838
+HK$5,268/mo
Deposit HK$1.98M · loan HK$17.86M · min. income ≈ HK$173,140/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,625
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$93,056
−HK$2,465/mo
Today · 4.125%
HK$95,521
baseline
▲ 0.50% · 4.625%
HK$100,557
+HK$5,036/mo
Deposit HK$1.98M · loan HK$17.86M · min. income ≈ HK$191,042/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,267 · Scale 2, in force from 26 Feb 2026)