LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,259
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,667
−HK$1,430/mo
Today · 4.125%
HK$48,097
baseline
▲ 0.50% · 4.625%
HK$51,024
+HK$2,927/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,194/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,350
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$51,701
−HK$1,370/mo
Today · 4.125%
HK$53,071
baseline
▲ 0.50% · 4.625%
HK$55,868
+HK$2,797/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,142/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,311
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$56,000
−HK$1,717/mo
Today · 4.125%
HK$57,717
baseline
▲ 0.50% · 4.625%
HK$61,229
+HK$3,512/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$115,434/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,420
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,041
−HK$1,644/mo
Today · 4.125%
HK$63,685
baseline
▲ 0.50% · 4.625%
HK$67,042
+HK$3,357/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$127,370/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,363
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,334
−HK$2,002/mo
Today · 4.125%
HK$67,336
baseline
▲ 0.50% · 4.625%
HK$71,434
+HK$4,098/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$134,672/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,491
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,381
−HK$1,918/mo
Today · 4.125%
HK$74,299
baseline
▲ 0.50% · 4.625%
HK$78,215
+HK$3,916/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$148,598/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,467
−HK$5,108/mo
▼ 0.25% · 3.875%
HK$84,001
−HK$2,574/mo
Today · 4.125%
HK$86,575
baseline
▲ 0.50% · 4.625%
HK$91,843
+HK$5,268/mo
Deposit HK$1.98M · loan HK$17.86M · min. income ≈ HK$173,150/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,631
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$93,061
−HK$2,466/mo
Today · 4.125%
HK$95,527
baseline
▲ 0.50% · 4.625%
HK$100,563
+HK$5,036/mo
Deposit HK$1.98M · loan HK$17.86M · min. income ≈ HK$191,054/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,311 · Scale 2, in force from 26 Feb 2026)