LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,264
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,672
−HK$1,430/mo
Today · 4.125%
HK$48,102
baseline
▲ 0.50% · 4.625%
HK$51,029
+HK$2,927/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,204/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,356
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,706
−HK$1,370/mo
Today · 4.125%
HK$53,076
baseline
▲ 0.50% · 4.625%
HK$55,874
+HK$2,798/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,152/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,317
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$56,006
−HK$1,717/mo
Today · 4.125%
HK$57,723
baseline
▲ 0.50% · 4.625%
HK$61,235
+HK$3,512/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$115,446/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,427
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,047
−HK$1,644/mo
Today · 4.125%
HK$63,691
baseline
▲ 0.50% · 4.625%
HK$67,049
+HK$3,358/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$127,382/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,369
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$65,341
−HK$2,002/mo
Today · 4.125%
HK$67,343
baseline
▲ 0.50% · 4.625%
HK$71,441
+HK$4,098/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$134,686/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,498
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$72,389
−HK$1,918/mo
Today · 4.125%
HK$74,307
baseline
▲ 0.50% · 4.625%
HK$78,223
+HK$3,916/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$148,614/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,475
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$84,009
−HK$2,575/mo
Today · 4.125%
HK$86,584
baseline
▲ 0.50% · 4.625%
HK$91,853
+HK$5,269/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$173,168/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,640
−HK$4,897/mo
▼ 0.25% · 3.875%
HK$93,071
−HK$2,466/mo
Today · 4.125%
HK$95,537
baseline
▲ 0.50% · 4.625%
HK$100,573
+HK$5,036/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$191,074/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,388 · Scale 2, in force from 26 Feb 2026)