LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,266
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,674
−HK$1,431/mo
Today · 4.125%
HK$48,105
baseline
▲ 0.50% · 4.625%
HK$51,032
+HK$2,927/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,210/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,358
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$51,709
−HK$1,370/mo
Today · 4.125%
HK$53,079
baseline
▲ 0.50% · 4.625%
HK$55,876
+HK$2,797/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,158/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,319
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$56,009
−HK$1,716/mo
Today · 4.125%
HK$57,725
baseline
▲ 0.50% · 4.625%
HK$61,238
+HK$3,513/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$115,450/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,430
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,050
−HK$1,644/mo
Today · 4.125%
HK$63,694
baseline
▲ 0.50% · 4.625%
HK$67,052
+HK$3,358/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$127,388/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,372
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$65,344
−HK$2,002/mo
Today · 4.125%
HK$67,346
baseline
▲ 0.50% · 4.625%
HK$71,444
+HK$4,098/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$134,692/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,501
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$72,392
−HK$1,918/mo
Today · 4.125%
HK$74,310
baseline
▲ 0.50% · 4.625%
HK$78,227
+HK$3,917/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$148,620/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,479
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$84,013
−HK$2,575/mo
Today · 4.125%
HK$86,588
baseline
▲ 0.50% · 4.625%
HK$91,857
+HK$5,269/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$173,176/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,644
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$93,075
−HK$2,467/mo
Today · 4.125%
HK$95,542
baseline
▲ 0.50% · 4.625%
HK$100,578
+HK$5,036/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$191,084/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,423 · Scale 2, in force from 26 Feb 2026)