LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,273
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,681
−HK$1,431/mo
Today · 4.125%
HK$48,112
baseline
▲ 0.50% · 4.625%
HK$51,039
+HK$2,927/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,224/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,365
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,716
−HK$1,371/mo
Today · 4.125%
HK$53,087
baseline
▲ 0.50% · 4.625%
HK$55,885
+HK$2,798/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,174/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,327
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,017
−HK$1,717/mo
Today · 4.125%
HK$57,734
baseline
▲ 0.50% · 4.625%
HK$61,247
+HK$3,513/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$115,468/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,439
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,060
−HK$1,644/mo
Today · 4.125%
HK$63,704
baseline
▲ 0.50% · 4.625%
HK$67,062
+HK$3,358/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$127,408/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,382
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$65,353
−HK$2,003/mo
Today · 4.125%
HK$67,356
baseline
▲ 0.50% · 4.625%
HK$71,455
+HK$4,099/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$134,712/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,512
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$72,403
−HK$1,918/mo
Today · 4.125%
HK$74,321
baseline
▲ 0.50% · 4.625%
HK$78,239
+HK$3,918/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$148,642/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,491
−HK$5,110/mo
▼ 0.25% · 3.875%
HK$84,026
−HK$2,575/mo
Today · 4.125%
HK$86,601
baseline
▲ 0.50% · 4.625%
HK$91,871
+HK$5,270/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$173,202/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,658
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$93,089
−HK$2,467/mo
Today · 4.125%
HK$95,556
baseline
▲ 0.50% · 4.625%
HK$100,593
+HK$5,037/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$191,112/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,534 · Scale 2, in force from 26 Feb 2026)