LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,274
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,682
−HK$1,431/mo
Today · 4.125%
HK$48,113
baseline
▲ 0.50% · 4.625%
HK$51,041
+HK$2,928/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,226/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,367
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$51,718
−HK$1,370/mo
Today · 4.125%
HK$53,088
baseline
▲ 0.50% · 4.625%
HK$55,886
+HK$2,798/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,176/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,329
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,019
−HK$1,717/mo
Today · 4.125%
HK$57,736
baseline
▲ 0.50% · 4.625%
HK$61,249
+HK$3,513/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$115,472/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,440
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,061
−HK$1,644/mo
Today · 4.125%
HK$63,705
baseline
▲ 0.50% · 4.625%
HK$67,063
+HK$3,358/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$127,410/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,383
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$65,355
−HK$2,003/mo
Today · 4.125%
HK$67,358
baseline
▲ 0.50% · 4.625%
HK$71,457
+HK$4,099/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$134,716/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,513
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$72,405
−HK$1,918/mo
Today · 4.125%
HK$74,323
baseline
▲ 0.50% · 4.625%
HK$78,241
+HK$3,918/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$148,646/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,493
−HK$5,110/mo
▼ 0.25% · 3.875%
HK$84,028
−HK$2,575/mo
Today · 4.125%
HK$86,603
baseline
▲ 0.50% · 4.625%
HK$91,873
+HK$5,270/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$173,206/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,660
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$93,092
−HK$2,466/mo
Today · 4.125%
HK$95,558
baseline
▲ 0.50% · 4.625%
HK$100,595
+HK$5,037/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$191,116/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,553 · Scale 2, in force from 26 Feb 2026)