LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,276
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,684
−HK$1,431/mo
Today · 4.125%
HK$48,115
baseline
▲ 0.50% · 4.625%
HK$51,043
+HK$2,928/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,230/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,369
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$51,720
−HK$1,370/mo
Today · 4.125%
HK$53,090
baseline
▲ 0.50% · 4.625%
HK$55,889
+HK$2,799/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,180/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,331
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,021
−HK$1,717/mo
Today · 4.125%
HK$57,738
baseline
▲ 0.50% · 4.625%
HK$61,251
+HK$3,513/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$115,476/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,443
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,064
−HK$1,644/mo
Today · 4.125%
HK$63,708
baseline
▲ 0.50% · 4.625%
HK$67,067
+HK$3,359/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$127,416/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,386
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$65,358
−HK$2,003/mo
Today · 4.125%
HK$67,361
baseline
▲ 0.50% · 4.625%
HK$71,460
+HK$4,099/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$134,722/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,517
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$72,408
−HK$1,918/mo
Today · 4.125%
HK$74,326
baseline
▲ 0.50% · 4.625%
HK$78,244
+HK$3,918/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$148,652/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,497
−HK$5,110/mo
▼ 0.25% · 3.875%
HK$84,032
−HK$2,575/mo
Today · 4.125%
HK$86,607
baseline
▲ 0.50% · 4.625%
HK$91,877
+HK$5,270/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$173,214/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,664
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$93,096
−HK$2,467/mo
Today · 4.125%
HK$95,563
baseline
▲ 0.50% · 4.625%
HK$100,600
+HK$5,037/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$191,126/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,587 · Scale 2, in force from 26 Feb 2026)