LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,277
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,685
−HK$1,431/mo
Today · 4.125%
HK$48,116
baseline
▲ 0.50% · 4.625%
HK$51,044
+HK$2,928/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,232/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,370
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$51,721
−HK$1,370/mo
Today · 4.125%
HK$53,091
baseline
▲ 0.50% · 4.625%
HK$55,890
+HK$2,799/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,182/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,332
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,022
−HK$1,717/mo
Today · 4.125%
HK$57,739
baseline
▲ 0.50% · 4.625%
HK$61,253
+HK$3,514/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$115,478/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,444
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,065
−HK$1,645/mo
Today · 4.125%
HK$63,710
baseline
▲ 0.50% · 4.625%
HK$67,068
+HK$3,358/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$127,420/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,388
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$65,359
−HK$2,004/mo
Today · 4.125%
HK$67,363
baseline
▲ 0.50% · 4.625%
HK$71,461
+HK$4,098/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$134,726/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,518
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$72,409
−HK$1,919/mo
Today · 4.125%
HK$74,328
baseline
▲ 0.50% · 4.625%
HK$78,246
+HK$3,918/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$148,656/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,498
−HK$5,111/mo
▼ 0.25% · 3.875%
HK$84,033
−HK$2,576/mo
Today · 4.125%
HK$86,609
baseline
▲ 0.50% · 4.625%
HK$91,879
+HK$5,270/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$173,218/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,666
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$93,098
−HK$2,466/mo
Today · 4.125%
HK$95,564
baseline
▲ 0.50% · 4.625%
HK$100,602
+HK$5,038/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$191,128/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,602 · Scale 2, in force from 26 Feb 2026)