LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,277
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,685
−HK$1,431/mo
Today · 4.125%
HK$48,116
baseline
▲ 0.50% · 4.625%
HK$51,044
+HK$2,928/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,232/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,370
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,721
−HK$1,371/mo
Today · 4.125%
HK$53,092
baseline
▲ 0.50% · 4.625%
HK$55,890
+HK$2,798/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,184/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,332
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,022
−HK$1,718/mo
Today · 4.125%
HK$57,740
baseline
▲ 0.50% · 4.625%
HK$61,253
+HK$3,513/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$115,480/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,444
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,065
−HK$1,645/mo
Today · 4.125%
HK$63,710
baseline
▲ 0.50% · 4.625%
HK$67,068
+HK$3,358/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$127,420/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,388
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$65,360
−HK$2,003/mo
Today · 4.125%
HK$67,363
baseline
▲ 0.50% · 4.625%
HK$71,462
+HK$4,099/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$134,726/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,518
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$72,410
−HK$1,918/mo
Today · 4.125%
HK$74,328
baseline
▲ 0.50% · 4.625%
HK$78,246
+HK$3,918/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$148,656/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,499
−HK$5,110/mo
▼ 0.25% · 3.875%
HK$84,034
−HK$2,575/mo
Today · 4.125%
HK$86,609
baseline
▲ 0.50% · 4.625%
HK$91,879
+HK$5,270/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$173,218/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,666
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$93,098
−HK$2,467/mo
Today · 4.125%
HK$95,565
baseline
▲ 0.50% · 4.625%
HK$100,602
+HK$5,037/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$191,130/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,604 · Scale 2, in force from 26 Feb 2026)