LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,281
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,689
−HK$1,431/mo
Today · 4.125%
HK$48,120
baseline
▲ 0.50% · 4.625%
HK$51,048
+HK$2,928/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,240/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,374
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,726
−HK$1,370/mo
Today · 4.125%
HK$53,096
baseline
▲ 0.50% · 4.625%
HK$55,895
+HK$2,799/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,192/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,337
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,027
−HK$1,717/mo
Today · 4.125%
HK$57,744
baseline
▲ 0.50% · 4.625%
HK$61,258
+HK$3,514/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$115,488/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,449
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,071
−HK$1,644/mo
Today · 4.125%
HK$63,715
baseline
▲ 0.50% · 4.625%
HK$67,074
+HK$3,359/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$127,430/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,393
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,365
−HK$2,004/mo
Today · 4.125%
HK$67,369
baseline
▲ 0.50% · 4.625%
HK$71,468
+HK$4,099/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$134,738/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,524
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$72,416
−HK$1,918/mo
Today · 4.125%
HK$74,334
baseline
▲ 0.50% · 4.625%
HK$78,253
+HK$3,919/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$148,668/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,506
−HK$5,111/mo
▼ 0.25% · 3.875%
HK$84,041
−HK$2,576/mo
Today · 4.125%
HK$86,617
baseline
▲ 0.50% · 4.625%
HK$91,887
+HK$5,270/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$173,234/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,674
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$93,106
−HK$2,467/mo
Today · 4.125%
HK$95,573
baseline
▲ 0.50% · 4.625%
HK$100,611
+HK$5,038/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$191,146/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,668 · Scale 2, in force from 26 Feb 2026)