LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,283
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,692
−HK$1,431/mo
Today · 4.125%
HK$48,123
baseline
▲ 0.50% · 4.625%
HK$51,051
+HK$2,928/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,246/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,377
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,728
−HK$1,371/mo
Today · 4.125%
HK$53,099
baseline
▲ 0.50% · 4.625%
HK$55,897
+HK$2,798/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,198/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,340
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,030
−HK$1,717/mo
Today · 4.125%
HK$57,747
baseline
▲ 0.50% · 4.625%
HK$61,261
+HK$3,514/mo
Deposit HK$7.94M · loan HK$11.92M · min. income ≈ HK$115,494/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,452
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,074
−HK$1,644/mo
Today · 4.125%
HK$63,718
baseline
▲ 0.50% · 4.625%
HK$67,077
+HK$3,359/mo
Deposit HK$7.94M · loan HK$11.92M · min. income ≈ HK$127,436/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,396
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,368
−HK$2,004/mo
Today · 4.125%
HK$67,372
baseline
▲ 0.50% · 4.625%
HK$71,471
+HK$4,099/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$134,744/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,528
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$72,419
−HK$1,919/mo
Today · 4.125%
HK$74,338
baseline
▲ 0.50% · 4.625%
HK$78,256
+HK$3,918/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$148,676/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,509
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$84,045
−HK$2,576/mo
Today · 4.125%
HK$86,621
baseline
▲ 0.50% · 4.625%
HK$91,891
+HK$5,270/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$173,242/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,678
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$93,110
−HK$2,467/mo
Today · 4.125%
HK$95,577
baseline
▲ 0.50% · 4.625%
HK$100,615
+HK$5,038/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$191,154/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,702 · Scale 2, in force from 26 Feb 2026)