LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,285
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,693
−HK$1,431/mo
Today · 4.125%
HK$48,124
baseline
▲ 0.50% · 4.625%
HK$51,053
+HK$2,929/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,248/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,379
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,730
−HK$1,371/mo
Today · 4.125%
HK$53,101
baseline
▲ 0.50% · 4.625%
HK$55,900
+HK$2,799/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,202/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,342
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,032
−HK$1,717/mo
Today · 4.125%
HK$57,749
baseline
▲ 0.50% · 4.625%
HK$61,263
+HK$3,514/mo
Deposit HK$7.94M · loan HK$11.92M · min. income ≈ HK$115,498/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,455
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,076
−HK$1,645/mo
Today · 4.125%
HK$63,721
baseline
▲ 0.50% · 4.625%
HK$67,080
+HK$3,359/mo
Deposit HK$7.94M · loan HK$11.92M · min. income ≈ HK$127,442/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,399
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$65,371
−HK$2,003/mo
Today · 4.125%
HK$67,374
baseline
▲ 0.50% · 4.625%
HK$71,474
+HK$4,100/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$134,748/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,530
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$72,422
−HK$1,919/mo
Today · 4.125%
HK$74,341
baseline
▲ 0.50% · 4.625%
HK$78,259
+HK$3,918/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$148,682/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,513
−HK$5,111/mo
▼ 0.25% · 3.875%
HK$84,048
−HK$2,576/mo
Today · 4.125%
HK$86,624
baseline
▲ 0.50% · 4.625%
HK$91,895
+HK$5,271/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$173,248/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,682
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$93,114
−HK$2,467/mo
Today · 4.125%
HK$95,581
baseline
▲ 0.50% · 4.625%
HK$100,619
+HK$5,038/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$191,162/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,731 · Scale 2, in force from 26 Feb 2026)