LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,285
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,694
−HK$1,431/mo
Today · 4.125%
HK$48,125
baseline
▲ 0.50% · 4.625%
HK$51,053
+HK$2,928/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,250/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,379
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,730
−HK$1,371/mo
Today · 4.125%
HK$53,101
baseline
▲ 0.50% · 4.625%
HK$55,900
+HK$2,799/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,202/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,342
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,032
−HK$1,718/mo
Today · 4.125%
HK$57,750
baseline
▲ 0.50% · 4.625%
HK$61,264
+HK$3,514/mo
Deposit HK$7.94M · loan HK$11.92M · min. income ≈ HK$115,500/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,455
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,076
−HK$1,645/mo
Today · 4.125%
HK$63,721
baseline
▲ 0.50% · 4.625%
HK$67,080
+HK$3,359/mo
Deposit HK$7.94M · loan HK$11.92M · min. income ≈ HK$127,442/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,399
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,371
−HK$2,004/mo
Today · 4.125%
HK$67,375
baseline
▲ 0.50% · 4.625%
HK$71,474
+HK$4,099/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$134,750/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,531
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$72,422
−HK$1,919/mo
Today · 4.125%
HK$74,341
baseline
▲ 0.50% · 4.625%
HK$78,260
+HK$3,919/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$148,682/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,513
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$84,049
−HK$2,576/mo
Today · 4.125%
HK$86,625
baseline
▲ 0.50% · 4.625%
HK$91,895
+HK$5,270/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$173,250/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,682
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$93,114
−HK$2,468/mo
Today · 4.125%
HK$95,582
baseline
▲ 0.50% · 4.625%
HK$100,620
+HK$5,038/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$191,164/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,736 · Scale 2, in force from 26 Feb 2026)