LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,288
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,697
−HK$1,431/mo
Today · 4.125%
HK$48,128
baseline
▲ 0.50% · 4.625%
HK$51,056
+HK$2,928/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,256/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,382
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,734
−HK$1,370/mo
Today · 4.125%
HK$53,104
baseline
▲ 0.50% · 4.625%
HK$55,904
+HK$2,800/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,208/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,346
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,036
−HK$1,718/mo
Today · 4.125%
HK$57,754
baseline
▲ 0.50% · 4.625%
HK$61,268
+HK$3,514/mo
Deposit HK$7.94M · loan HK$11.92M · min. income ≈ HK$115,508/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,459
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,080
−HK$1,645/mo
Today · 4.125%
HK$63,725
baseline
▲ 0.50% · 4.625%
HK$67,084
+HK$3,359/mo
Deposit HK$7.94M · loan HK$11.92M · min. income ≈ HK$127,450/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,403
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,375
−HK$2,004/mo
Today · 4.125%
HK$67,379
baseline
▲ 0.50% · 4.625%
HK$71,479
+HK$4,100/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$134,758/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,535
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$72,427
−HK$1,919/mo
Today · 4.125%
HK$74,346
baseline
▲ 0.50% · 4.625%
HK$78,265
+HK$3,919/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$148,692/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,518
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$84,054
−HK$2,576/mo
Today · 4.125%
HK$86,630
baseline
▲ 0.50% · 4.625%
HK$91,902
+HK$5,272/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$173,260/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,688
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$93,121
−HK$2,467/mo
Today · 4.125%
HK$95,588
baseline
▲ 0.50% · 4.625%
HK$100,627
+HK$5,039/mo
Deposit HK$1.99M · loan HK$17.87M · min. income ≈ HK$191,176/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,786 · Scale 2, in force from 26 Feb 2026)