LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,290
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,698
−HK$1,432/mo
Today · 4.125%
HK$48,130
baseline
▲ 0.50% · 4.625%
HK$51,058
+HK$2,928/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,260/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,384
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,736
−HK$1,370/mo
Today · 4.125%
HK$53,106
baseline
▲ 0.50% · 4.625%
HK$55,906
+HK$2,800/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,212/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,348
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,038
−HK$1,718/mo
Today · 4.125%
HK$57,756
baseline
▲ 0.50% · 4.625%
HK$61,270
+HK$3,514/mo
Deposit HK$7.94M · loan HK$11.92M · min. income ≈ HK$115,512/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,461
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,083
−HK$1,645/mo
Today · 4.125%
HK$63,728
baseline
▲ 0.50% · 4.625%
HK$67,087
+HK$3,359/mo
Deposit HK$7.94M · loan HK$11.92M · min. income ≈ HK$127,456/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,406
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,378
−HK$2,004/mo
Today · 4.125%
HK$67,382
baseline
▲ 0.50% · 4.625%
HK$71,482
+HK$4,100/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$134,764/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,538
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$72,430
−HK$1,919/mo
Today · 4.125%
HK$74,349
baseline
▲ 0.50% · 4.625%
HK$78,268
+HK$3,919/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$148,698/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,521
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$84,057
−HK$2,577/mo
Today · 4.125%
HK$86,634
baseline
▲ 0.50% · 4.625%
HK$91,905
+HK$5,271/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$173,268/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,692
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$93,124
−HK$2,468/mo
Today · 4.125%
HK$95,592
baseline
▲ 0.50% · 4.625%
HK$100,630
+HK$5,038/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$191,184/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,813 · Scale 2, in force from 26 Feb 2026)