LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,291
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,700
−HK$1,431/mo
Today · 4.125%
HK$48,131
baseline
▲ 0.50% · 4.625%
HK$51,060
+HK$2,929/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,262/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,386
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,737
−HK$1,371/mo
Today · 4.125%
HK$53,108
baseline
▲ 0.50% · 4.625%
HK$55,907
+HK$2,799/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,216/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,349
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,040
−HK$1,717/mo
Today · 4.125%
HK$57,757
baseline
▲ 0.50% · 4.625%
HK$61,272
+HK$3,515/mo
Deposit HK$7.94M · loan HK$11.92M · min. income ≈ HK$115,514/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,463
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,085
−HK$1,645/mo
Today · 4.125%
HK$63,730
baseline
▲ 0.50% · 4.625%
HK$67,089
+HK$3,359/mo
Deposit HK$7.94M · loan HK$11.92M · min. income ≈ HK$127,460/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,407
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,380
−HK$2,004/mo
Today · 4.125%
HK$67,384
baseline
▲ 0.50% · 4.625%
HK$71,484
+HK$4,100/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$134,768/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,540
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$72,432
−HK$1,919/mo
Today · 4.125%
HK$74,351
baseline
▲ 0.50% · 4.625%
HK$78,270
+HK$3,919/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$148,702/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,524
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$84,060
−HK$2,576/mo
Today · 4.125%
HK$86,636
baseline
▲ 0.50% · 4.625%
HK$91,908
+HK$5,272/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$173,272/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,694
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$93,127
−HK$2,467/mo
Today · 4.125%
HK$95,594
baseline
▲ 0.50% · 4.625%
HK$100,633
+HK$5,039/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$191,188/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,834 · Scale 2, in force from 26 Feb 2026)