LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,293
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,701
−HK$1,432/mo
Today · 4.125%
HK$48,133
baseline
▲ 0.50% · 4.625%
HK$51,062
+HK$2,929/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,266/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,387
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,739
−HK$1,371/mo
Today · 4.125%
HK$53,110
baseline
▲ 0.50% · 4.625%
HK$55,909
+HK$2,799/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,220/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,351
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,042
−HK$1,717/mo
Today · 4.125%
HK$57,759
baseline
▲ 0.50% · 4.625%
HK$61,274
+HK$3,515/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,518/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,465
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,087
−HK$1,645/mo
Today · 4.125%
HK$63,732
baseline
▲ 0.50% · 4.625%
HK$67,091
+HK$3,359/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,464/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,410
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,382
−HK$2,004/mo
Today · 4.125%
HK$67,386
baseline
▲ 0.50% · 4.625%
HK$71,486
+HK$4,100/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$134,772/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,542
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$72,434
−HK$1,920/mo
Today · 4.125%
HK$74,354
baseline
▲ 0.50% · 4.625%
HK$78,273
+HK$3,919/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$148,708/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,527
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$84,063
−HK$2,576/mo
Today · 4.125%
HK$86,639
baseline
▲ 0.50% · 4.625%
HK$91,911
+HK$5,272/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$173,278/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,697
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$93,130
−HK$2,468/mo
Today · 4.125%
HK$95,598
baseline
▲ 0.50% · 4.625%
HK$100,637
+HK$5,039/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$191,196/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,860 · Scale 2, in force from 26 Feb 2026)