LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,293
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,702
−HK$1,431/mo
Today · 4.125%
HK$48,133
baseline
▲ 0.50% · 4.625%
HK$51,062
+HK$2,929/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,266/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,388
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,739
−HK$1,371/mo
Today · 4.125%
HK$53,110
baseline
▲ 0.50% · 4.625%
HK$55,910
+HK$2,800/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,220/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,352
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,042
−HK$1,718/mo
Today · 4.125%
HK$57,760
baseline
▲ 0.50% · 4.625%
HK$61,274
+HK$3,514/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,520/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,466
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,087
−HK$1,645/mo
Today · 4.125%
HK$63,732
baseline
▲ 0.50% · 4.625%
HK$67,092
+HK$3,360/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,464/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,410
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,383
−HK$2,004/mo
Today · 4.125%
HK$67,387
baseline
▲ 0.50% · 4.625%
HK$71,487
+HK$4,100/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$134,774/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,543
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$72,435
−HK$1,919/mo
Today · 4.125%
HK$74,354
baseline
▲ 0.50% · 4.625%
HK$78,274
+HK$3,920/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$148,708/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,527
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$84,063
−HK$2,577/mo
Today · 4.125%
HK$86,640
baseline
▲ 0.50% · 4.625%
HK$91,912
+HK$5,272/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$173,280/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,698
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$93,131
−HK$2,468/mo
Today · 4.125%
HK$95,599
baseline
▲ 0.50% · 4.625%
HK$100,638
+HK$5,039/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$191,198/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,867 · Scale 2, in force from 26 Feb 2026)