LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,294
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,703
−HK$1,431/mo
Today · 4.125%
HK$48,134
baseline
▲ 0.50% · 4.625%
HK$51,063
+HK$2,929/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,268/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,389
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,740
−HK$1,371/mo
Today · 4.125%
HK$53,111
baseline
▲ 0.50% · 4.625%
HK$55,911
+HK$2,800/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,222/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,352
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,043
−HK$1,718/mo
Today · 4.125%
HK$57,761
baseline
▲ 0.50% · 4.625%
HK$61,275
+HK$3,514/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,522/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,467
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,088
−HK$1,645/mo
Today · 4.125%
HK$63,733
baseline
▲ 0.50% · 4.625%
HK$67,093
+HK$3,360/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,466/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,411
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,384
−HK$2,004/mo
Today · 4.125%
HK$67,388
baseline
▲ 0.50% · 4.625%
HK$71,488
+HK$4,100/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$134,776/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,544
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$72,436
−HK$1,920/mo
Today · 4.125%
HK$74,356
baseline
▲ 0.50% · 4.625%
HK$78,275
+HK$3,919/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$148,712/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,529
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$84,065
−HK$2,576/mo
Today · 4.125%
HK$86,641
baseline
▲ 0.50% · 4.625%
HK$91,913
+HK$5,272/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$173,282/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,700
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$93,132
−HK$2,468/mo
Today · 4.125%
HK$95,600
baseline
▲ 0.50% · 4.625%
HK$100,639
+HK$5,039/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$191,200/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,879 · Scale 2, in force from 26 Feb 2026)