LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,294
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,703
−HK$1,431/mo
Today · 4.125%
HK$48,134
baseline
▲ 0.50% · 4.625%
HK$51,063
+HK$2,929/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,268/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,389
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,741
−HK$1,371/mo
Today · 4.125%
HK$53,112
baseline
▲ 0.50% · 4.625%
HK$55,911
+HK$2,799/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,224/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,353
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,044
−HK$1,717/mo
Today · 4.125%
HK$57,761
baseline
▲ 0.50% · 4.625%
HK$61,276
+HK$3,515/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,522/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,467
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,089
−HK$1,645/mo
Today · 4.125%
HK$63,734
baseline
▲ 0.50% · 4.625%
HK$67,093
+HK$3,359/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,468/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,412
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,384
−HK$2,004/mo
Today · 4.125%
HK$67,388
baseline
▲ 0.50% · 4.625%
HK$71,489
+HK$4,101/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$134,776/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,545
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$72,437
−HK$1,919/mo
Today · 4.125%
HK$74,356
baseline
▲ 0.50% · 4.625%
HK$78,276
+HK$3,920/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$148,712/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,529
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$84,065
−HK$2,577/mo
Today · 4.125%
HK$86,642
baseline
▲ 0.50% · 4.625%
HK$91,914
+HK$5,272/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$173,284/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,701
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$93,133
−HK$2,468/mo
Today · 4.125%
HK$95,601
baseline
▲ 0.50% · 4.625%
HK$100,640
+HK$5,039/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$191,202/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,886 · Scale 2, in force from 26 Feb 2026)