LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,295
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,703
−HK$1,432/mo
Today · 4.125%
HK$48,135
baseline
▲ 0.50% · 4.625%
HK$51,064
+HK$2,929/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,270/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,390
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,741
−HK$1,371/mo
Today · 4.125%
HK$53,112
baseline
▲ 0.50% · 4.625%
HK$55,912
+HK$2,800/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,224/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,353
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,044
−HK$1,718/mo
Today · 4.125%
HK$57,762
baseline
▲ 0.50% · 4.625%
HK$61,277
+HK$3,515/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,524/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,468
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,089
−HK$1,646/mo
Today · 4.125%
HK$63,735
baseline
▲ 0.50% · 4.625%
HK$67,094
+HK$3,359/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,470/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,412
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,385
−HK$2,004/mo
Today · 4.125%
HK$67,389
baseline
▲ 0.50% · 4.625%
HK$71,489
+HK$4,100/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$134,778/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,546
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$72,438
−HK$1,919/mo
Today · 4.125%
HK$74,357
baseline
▲ 0.50% · 4.625%
HK$78,276
+HK$3,919/mo
Deposit HK$5.96M · loan HK$13.90M · min. income ≈ HK$148,714/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,530
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$84,066
−HK$2,577/mo
Today · 4.125%
HK$86,643
baseline
▲ 0.50% · 4.625%
HK$91,915
+HK$5,272/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$173,286/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,701
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$93,134
−HK$2,468/mo
Today · 4.125%
HK$95,602
baseline
▲ 0.50% · 4.625%
HK$100,641
+HK$5,039/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$191,204/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,892 · Scale 2, in force from 26 Feb 2026)