LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,296
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,705
−HK$1,431/mo
Today · 4.125%
HK$48,136
baseline
▲ 0.50% · 4.625%
HK$51,065
+HK$2,929/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,272/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,391
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,743
−HK$1,371/mo
Today · 4.125%
HK$53,114
baseline
▲ 0.50% · 4.625%
HK$55,913
+HK$2,799/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,228/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,355
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,046
−HK$1,718/mo
Today · 4.125%
HK$57,764
baseline
▲ 0.50% · 4.625%
HK$61,278
+HK$3,514/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,528/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,469
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,091
−HK$1,645/mo
Today · 4.125%
HK$63,736
baseline
▲ 0.50% · 4.625%
HK$67,096
+HK$3,360/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,472/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,414
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,387
−HK$2,004/mo
Today · 4.125%
HK$67,391
baseline
▲ 0.50% · 4.625%
HK$71,491
+HK$4,100/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$134,782/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,548
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$72,440
−HK$1,919/mo
Today · 4.125%
HK$74,359
baseline
▲ 0.50% · 4.625%
HK$78,279
+HK$3,920/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$148,718/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,533
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$84,069
−HK$2,576/mo
Today · 4.125%
HK$86,645
baseline
▲ 0.50% · 4.625%
HK$91,918
+HK$5,273/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$173,290/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,704
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$93,137
−HK$2,468/mo
Today · 4.125%
HK$95,605
baseline
▲ 0.50% · 4.625%
HK$100,644
+HK$5,039/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$191,210/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,915 · Scale 2, in force from 26 Feb 2026)