LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,296
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,705
−HK$1,432/mo
Today · 4.125%
HK$48,137
baseline
▲ 0.50% · 4.625%
HK$51,066
+HK$2,929/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,274/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,392
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,743
−HK$1,371/mo
Today · 4.125%
HK$53,114
baseline
▲ 0.50% · 4.625%
HK$55,914
+HK$2,800/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,228/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,355
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,046
−HK$1,718/mo
Today · 4.125%
HK$57,764
baseline
▲ 0.50% · 4.625%
HK$61,279
+HK$3,515/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,528/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,470
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,092
−HK$1,645/mo
Today · 4.125%
HK$63,737
baseline
▲ 0.50% · 4.625%
HK$67,096
+HK$3,359/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,474/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,415
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,387
−HK$2,004/mo
Today · 4.125%
HK$67,391
baseline
▲ 0.50% · 4.625%
HK$71,492
+HK$4,101/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$134,782/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,548
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$72,440
−HK$1,920/mo
Today · 4.125%
HK$74,360
baseline
▲ 0.50% · 4.625%
HK$78,279
+HK$3,919/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$148,720/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,533
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$84,069
−HK$2,577/mo
Today · 4.125%
HK$86,646
baseline
▲ 0.50% · 4.625%
HK$91,918
+HK$5,272/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$173,292/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,705
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$93,137
−HK$2,468/mo
Today · 4.125%
HK$95,605
baseline
▲ 0.50% · 4.625%
HK$100,645
+HK$5,040/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$191,210/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,919 · Scale 2, in force from 26 Feb 2026)