LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,298
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,708
−HK$1,431/mo
Today · 4.125%
HK$48,139
baseline
▲ 0.50% · 4.625%
HK$51,068
+HK$2,929/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,278/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,394
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,746
−HK$1,371/mo
Today · 4.125%
HK$53,117
baseline
▲ 0.50% · 4.625%
HK$55,917
+HK$2,800/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,234/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,358
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,049
−HK$1,718/mo
Today · 4.125%
HK$57,767
baseline
▲ 0.50% · 4.625%
HK$61,282
+HK$3,515/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,534/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,473
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,095
−HK$1,645/mo
Today · 4.125%
HK$63,740
baseline
▲ 0.50% · 4.625%
HK$67,100
+HK$3,360/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,480/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,418
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,391
−HK$2,004/mo
Today · 4.125%
HK$67,395
baseline
▲ 0.50% · 4.625%
HK$71,496
+HK$4,101/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$134,790/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,552
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$72,444
−HK$1,919/mo
Today · 4.125%
HK$74,363
baseline
▲ 0.50% · 4.625%
HK$78,283
+HK$3,920/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$148,726/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,537
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$84,074
−HK$2,576/mo
Today · 4.125%
HK$86,650
baseline
▲ 0.50% · 4.625%
HK$91,923
+HK$5,273/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$173,300/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,709
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$93,142
−HK$2,468/mo
Today · 4.125%
HK$95,610
baseline
▲ 0.50% · 4.625%
HK$100,650
+HK$5,040/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$191,220/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,958 · Scale 2, in force from 26 Feb 2026)