LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,299
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,708
−HK$1,432/mo
Today · 4.125%
HK$48,140
baseline
▲ 0.50% · 4.625%
HK$51,069
+HK$2,929/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,280/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,395
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,746
−HK$1,371/mo
Today · 4.125%
HK$53,117
baseline
▲ 0.50% · 4.625%
HK$55,917
+HK$2,800/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,234/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,359
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,050
−HK$1,717/mo
Today · 4.125%
HK$57,767
baseline
▲ 0.50% · 4.625%
HK$61,283
+HK$3,516/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,534/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,474
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,095
−HK$1,646/mo
Today · 4.125%
HK$63,741
baseline
▲ 0.50% · 4.625%
HK$67,101
+HK$3,360/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,482/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,419
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,391
−HK$2,004/mo
Today · 4.125%
HK$67,395
baseline
▲ 0.50% · 4.625%
HK$71,496
+HK$4,101/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$134,790/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,552
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$72,445
−HK$1,919/mo
Today · 4.125%
HK$74,364
baseline
▲ 0.50% · 4.625%
HK$78,284
+HK$3,920/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$148,728/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,538
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$84,074
−HK$2,577/mo
Today · 4.125%
HK$86,651
baseline
▲ 0.50% · 4.625%
HK$91,924
+HK$5,273/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$173,302/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,710
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$93,143
−HK$2,468/mo
Today · 4.125%
HK$95,611
baseline
▲ 0.50% · 4.625%
HK$100,651
+HK$5,040/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$191,222/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,965 · Scale 2, in force from 26 Feb 2026)