LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,300
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,709
−HK$1,431/mo
Today · 4.125%
HK$48,140
baseline
▲ 0.50% · 4.625%
HK$51,070
+HK$2,930/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,280/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,396
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,747
−HK$1,371/mo
Today · 4.125%
HK$53,118
baseline
▲ 0.50% · 4.625%
HK$55,918
+HK$2,800/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,236/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,360
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,051
−HK$1,718/mo
Today · 4.125%
HK$57,769
baseline
▲ 0.50% · 4.625%
HK$61,284
+HK$3,515/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,538/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,475
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,097
−HK$1,645/mo
Today · 4.125%
HK$63,742
baseline
▲ 0.50% · 4.625%
HK$67,102
+HK$3,360/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,484/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,420
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,392
−HK$2,005/mo
Today · 4.125%
HK$67,397
baseline
▲ 0.50% · 4.625%
HK$71,498
+HK$4,101/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$134,794/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,554
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$72,446
−HK$1,920/mo
Today · 4.125%
HK$74,366
baseline
▲ 0.50% · 4.625%
HK$78,286
+HK$3,920/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$148,732/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,540
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$84,076
−HK$2,577/mo
Today · 4.125%
HK$86,653
baseline
▲ 0.50% · 4.625%
HK$91,926
+HK$5,273/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$173,306/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,712
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$93,145
−HK$2,468/mo
Today · 4.125%
HK$95,613
baseline
▲ 0.50% · 4.625%
HK$100,653
+HK$5,040/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$191,226/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,979 · Scale 2, in force from 26 Feb 2026)