LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,301
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,710
−HK$1,432/mo
Today · 4.125%
HK$48,142
baseline
▲ 0.50% · 4.625%
HK$51,071
+HK$2,929/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,284/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,397
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,748
−HK$1,371/mo
Today · 4.125%
HK$53,119
baseline
▲ 0.50% · 4.625%
HK$55,919
+HK$2,800/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,238/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$744,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,361
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,052
−HK$1,718/mo
Today · 4.125%
HK$57,770
baseline
▲ 0.50% · 4.625%
HK$61,285
+HK$3,515/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,540/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,476
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,098
−HK$1,645/mo
Today · 4.125%
HK$63,743
baseline
▲ 0.50% · 4.625%
HK$67,103
+HK$3,360/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,486/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$744,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,421
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,394
−HK$2,004/mo
Today · 4.125%
HK$67,398
baseline
▲ 0.50% · 4.625%
HK$71,499
+HK$4,101/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$134,796/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,555
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$72,448
−HK$1,919/mo
Today · 4.125%
HK$74,367
baseline
▲ 0.50% · 4.625%
HK$78,287
+HK$3,920/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$148,734/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,541
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$84,078
−HK$2,577/mo
Today · 4.125%
HK$86,655
baseline
▲ 0.50% · 4.625%
HK$91,928
+HK$5,273/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$173,310/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,714
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$93,147
−HK$2,468/mo
Today · 4.125%
HK$95,615
baseline
▲ 0.50% · 4.625%
HK$100,655
+HK$5,040/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$191,230/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,995 · Scale 2, in force from 26 Feb 2026)