LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,301
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,711
−HK$1,431/mo
Today · 4.125%
HK$48,142
baseline
▲ 0.50% · 4.625%
HK$51,072
+HK$2,930/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,284/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,397
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,749
−HK$1,371/mo
Today · 4.125%
HK$53,120
baseline
▲ 0.50% · 4.625%
HK$55,920
+HK$2,800/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,240/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,362
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,053
−HK$1,718/mo
Today · 4.125%
HK$57,771
baseline
▲ 0.50% · 4.625%
HK$61,286
+HK$3,515/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,542/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,477
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,099
−HK$1,645/mo
Today · 4.125%
HK$63,744
baseline
▲ 0.50% · 4.625%
HK$67,104
+HK$3,360/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,488/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,422
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,395
−HK$2,004/mo
Today · 4.125%
HK$67,399
baseline
▲ 0.50% · 4.625%
HK$71,500
+HK$4,101/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$134,798/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,556
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$72,449
−HK$1,919/mo
Today · 4.125%
HK$74,368
baseline
▲ 0.50% · 4.625%
HK$78,288
+HK$3,920/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$148,736/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,543
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$84,079
−HK$2,577/mo
Today · 4.125%
HK$86,656
baseline
▲ 0.50% · 4.625%
HK$91,929
+HK$5,273/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$173,312/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,715
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$93,148
−HK$2,468/mo
Today · 4.125%
HK$95,616
baseline
▲ 0.50% · 4.625%
HK$100,656
+HK$5,040/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$191,232/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,006 · Scale 2, in force from 26 Feb 2026)