LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,305
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,714
−HK$1,432/mo
Today · 4.125%
HK$48,146
baseline
▲ 0.50% · 4.625%
HK$51,075
+HK$2,929/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,292/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,401
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,753
−HK$1,371/mo
Today · 4.125%
HK$53,124
baseline
▲ 0.50% · 4.625%
HK$55,924
+HK$2,800/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,248/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,366
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,057
−HK$1,718/mo
Today · 4.125%
HK$57,775
baseline
▲ 0.50% · 4.625%
HK$61,290
+HK$3,515/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,550/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,481
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,103
−HK$1,646/mo
Today · 4.125%
HK$63,749
baseline
▲ 0.50% · 4.625%
HK$67,109
+HK$3,360/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,498/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,427
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,400
−HK$2,004/mo
Today · 4.125%
HK$67,404
baseline
▲ 0.50% · 4.625%
HK$71,505
+HK$4,101/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$134,808/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,561
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,454
−HK$1,920/mo
Today · 4.125%
HK$74,374
baseline
▲ 0.50% · 4.625%
HK$78,294
+HK$3,920/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$148,748/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,549
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$84,085
−HK$2,577/mo
Today · 4.125%
HK$86,662
baseline
▲ 0.50% · 4.625%
HK$91,936
+HK$5,274/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$173,324/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,722
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$93,155
−HK$2,468/mo
Today · 4.125%
HK$95,623
baseline
▲ 0.50% · 4.625%
HK$100,664
+HK$5,041/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$191,246/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,060 · Scale 2, in force from 26 Feb 2026)