LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,306
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,715
−HK$1,432/mo
Today · 4.125%
HK$48,147
baseline
▲ 0.50% · 4.625%
HK$51,077
+HK$2,930/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,294/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,402
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,754
−HK$1,372/mo
Today · 4.125%
HK$53,126
baseline
▲ 0.50% · 4.625%
HK$55,926
+HK$2,800/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,252/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,367
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,058
−HK$1,718/mo
Today · 4.125%
HK$57,776
baseline
▲ 0.50% · 4.625%
HK$61,292
+HK$3,516/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,552/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,483
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,105
−HK$1,646/mo
Today · 4.125%
HK$63,751
baseline
▲ 0.50% · 4.625%
HK$67,111
+HK$3,360/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,502/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,428
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$65,401
−HK$2,005/mo
Today · 4.125%
HK$67,406
baseline
▲ 0.50% · 4.625%
HK$71,507
+HK$4,101/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$134,812/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,563
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,456
−HK$1,920/mo
Today · 4.125%
HK$74,376
baseline
▲ 0.50% · 4.625%
HK$78,296
+HK$3,920/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$148,752/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,551
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$84,087
−HK$2,578/mo
Today · 4.125%
HK$86,665
baseline
▲ 0.50% · 4.625%
HK$91,938
+HK$5,273/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$173,330/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,724
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$93,158
−HK$2,468/mo
Today · 4.125%
HK$95,626
baseline
▲ 0.50% · 4.625%
HK$100,667
+HK$5,041/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$191,252/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,081 · Scale 2, in force from 26 Feb 2026)