LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,307
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,716
−HK$1,432/mo
Today · 4.125%
HK$48,148
baseline
▲ 0.50% · 4.625%
HK$51,078
+HK$2,930/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,296/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,404
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,755
−HK$1,372/mo
Today · 4.125%
HK$53,127
baseline
▲ 0.50% · 4.625%
HK$55,927
+HK$2,800/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,254/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,368
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,060
−HK$1,718/mo
Today · 4.125%
HK$57,778
baseline
▲ 0.50% · 4.625%
HK$61,293
+HK$3,515/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,556/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,484
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,107
−HK$1,645/mo
Today · 4.125%
HK$63,752
baseline
▲ 0.50% · 4.625%
HK$67,113
+HK$3,361/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,504/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,430
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,403
−HK$2,004/mo
Today · 4.125%
HK$67,407
baseline
▲ 0.50% · 4.625%
HK$71,509
+HK$4,102/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$134,814/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,565
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$72,458
−HK$1,919/mo
Today · 4.125%
HK$74,377
baseline
▲ 0.50% · 4.625%
HK$78,298
+HK$3,921/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$148,754/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,553
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$84,089
−HK$2,578/mo
Today · 4.125%
HK$86,667
baseline
▲ 0.50% · 4.625%
HK$91,940
+HK$5,273/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$173,334/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,727
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$93,160
−HK$2,468/mo
Today · 4.125%
HK$95,628
baseline
▲ 0.50% · 4.625%
HK$100,669
+HK$5,041/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$191,256/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,098 · Scale 2, in force from 26 Feb 2026)