LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,308
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,718
−HK$1,432/mo
Today · 4.125%
HK$48,150
baseline
▲ 0.50% · 4.625%
HK$51,079
+HK$2,929/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$96,300/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,405
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,757
−HK$1,371/mo
Today · 4.125%
HK$53,128
baseline
▲ 0.50% · 4.625%
HK$55,929
+HK$2,801/mo
Deposit HK$9.93M · loan HK$9.93M · min. income ≈ HK$106,256/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,370
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,061
−HK$1,719/mo
Today · 4.125%
HK$57,780
baseline
▲ 0.50% · 4.625%
HK$61,295
+HK$3,515/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,560/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,486
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,108
−HK$1,646/mo
Today · 4.125%
HK$63,754
baseline
▲ 0.50% · 4.625%
HK$67,115
+HK$3,361/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,508/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,432
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,405
−HK$2,004/mo
Today · 4.125%
HK$67,409
baseline
▲ 0.50% · 4.625%
HK$71,511
+HK$4,102/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$134,818/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,567
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,460
−HK$1,920/mo
Today · 4.125%
HK$74,380
baseline
▲ 0.50% · 4.625%
HK$78,300
+HK$3,920/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$148,760/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,555
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$84,092
−HK$2,577/mo
Today · 4.125%
HK$86,669
baseline
▲ 0.50% · 4.625%
HK$91,943
+HK$5,274/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$173,338/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,729
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$93,162
−HK$2,469/mo
Today · 4.125%
HK$95,631
baseline
▲ 0.50% · 4.625%
HK$100,672
+HK$5,041/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$191,262/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,120 · Scale 2, in force from 26 Feb 2026)