LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,311
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,720
−HK$1,432/mo
Today · 4.125%
HK$48,152
baseline
▲ 0.50% · 4.625%
HK$51,082
+HK$2,930/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,304/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,408
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,760
−HK$1,371/mo
Today · 4.125%
HK$53,131
baseline
▲ 0.50% · 4.625%
HK$55,932
+HK$2,801/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,262/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,373
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,064
−HK$1,719/mo
Today · 4.125%
HK$57,783
baseline
▲ 0.50% · 4.625%
HK$61,299
+HK$3,516/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,566/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,489
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,112
−HK$1,646/mo
Today · 4.125%
HK$63,758
baseline
▲ 0.50% · 4.625%
HK$67,118
+HK$3,360/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,516/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,435
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$65,408
−HK$2,005/mo
Today · 4.125%
HK$67,413
baseline
▲ 0.50% · 4.625%
HK$71,515
+HK$4,102/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$134,826/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,571
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,464
−HK$1,920/mo
Today · 4.125%
HK$74,384
baseline
▲ 0.50% · 4.625%
HK$78,305
+HK$3,921/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$148,768/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,560
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$84,097
−HK$2,577/mo
Today · 4.125%
HK$86,674
baseline
▲ 0.50% · 4.625%
HK$91,948
+HK$5,274/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$173,348/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,734
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$93,168
−HK$2,468/mo
Today · 4.125%
HK$95,636
baseline
▲ 0.50% · 4.625%
HK$100,677
+HK$5,041/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$191,272/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,161 · Scale 2, in force from 26 Feb 2026)