LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,312
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,721
−HK$1,432/mo
Today · 4.125%
HK$48,153
baseline
▲ 0.50% · 4.625%
HK$51,083
+HK$2,930/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,306/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,409
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,761
−HK$1,371/mo
Today · 4.125%
HK$53,132
baseline
▲ 0.50% · 4.625%
HK$55,933
+HK$2,801/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,264/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,374
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,065
−HK$1,719/mo
Today · 4.125%
HK$57,784
baseline
▲ 0.50% · 4.625%
HK$61,300
+HK$3,516/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,568/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,491
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,113
−HK$1,646/mo
Today · 4.125%
HK$63,759
baseline
▲ 0.50% · 4.625%
HK$67,119
+HK$3,360/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,518/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,436
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$65,410
−HK$2,004/mo
Today · 4.125%
HK$67,414
baseline
▲ 0.50% · 4.625%
HK$71,516
+HK$4,102/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$134,828/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,572
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,465
−HK$1,920/mo
Today · 4.125%
HK$74,385
baseline
▲ 0.50% · 4.625%
HK$78,306
+HK$3,921/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$148,770/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,561
−HK$5,115/mo
▼ 0.25% · 3.875%
HK$84,098
−HK$2,578/mo
Today · 4.125%
HK$86,676
baseline
▲ 0.50% · 4.625%
HK$91,950
+HK$5,274/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$173,352/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,736
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$93,169
−HK$2,469/mo
Today · 4.125%
HK$95,638
baseline
▲ 0.50% · 4.625%
HK$100,679
+HK$5,041/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$191,276/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,174 · Scale 2, in force from 26 Feb 2026)