LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,312
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,722
−HK$1,432/mo
Today · 4.125%
HK$48,154
baseline
▲ 0.50% · 4.625%
HK$51,084
+HK$2,930/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,308/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,409
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,761
−HK$1,372/mo
Today · 4.125%
HK$53,133
baseline
▲ 0.50% · 4.625%
HK$55,933
+HK$2,800/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,266/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,375
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,066
−HK$1,718/mo
Today · 4.125%
HK$57,784
baseline
▲ 0.50% · 4.625%
HK$61,300
+HK$3,516/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,568/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,491
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,113
−HK$1,646/mo
Today · 4.125%
HK$63,759
baseline
▲ 0.50% · 4.625%
HK$67,120
+HK$3,361/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,518/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,437
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$65,410
−HK$2,005/mo
Today · 4.125%
HK$67,415
baseline
▲ 0.50% · 4.625%
HK$71,517
+HK$4,102/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$134,830/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,573
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,466
−HK$1,920/mo
Today · 4.125%
HK$74,386
baseline
▲ 0.50% · 4.625%
HK$78,307
+HK$3,921/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$148,772/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,562
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$84,099
−HK$2,577/mo
Today · 4.125%
HK$86,676
baseline
▲ 0.50% · 4.625%
HK$91,951
+HK$5,275/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$173,352/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,737
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$93,170
−HK$2,469/mo
Today · 4.125%
HK$95,639
baseline
▲ 0.50% · 4.625%
HK$100,680
+HK$5,041/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$191,278/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,182 · Scale 2, in force from 26 Feb 2026)