LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,313
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,723
−HK$1,432/mo
Today · 4.125%
HK$48,155
baseline
▲ 0.50% · 4.625%
HK$51,085
+HK$2,930/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,310/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,411
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,763
−HK$1,371/mo
Today · 4.125%
HK$53,134
baseline
▲ 0.50% · 4.625%
HK$55,935
+HK$2,801/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,268/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,376
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,067
−HK$1,719/mo
Today · 4.125%
HK$57,786
baseline
▲ 0.50% · 4.625%
HK$61,302
+HK$3,516/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,572/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,493
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,115
−HK$1,646/mo
Today · 4.125%
HK$63,761
baseline
▲ 0.50% · 4.625%
HK$67,122
+HK$3,361/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,522/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,439
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$65,412
−HK$2,005/mo
Today · 4.125%
HK$67,417
baseline
▲ 0.50% · 4.625%
HK$71,519
+HK$4,102/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$134,834/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,575
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,468
−HK$1,920/mo
Today · 4.125%
HK$74,388
baseline
▲ 0.50% · 4.625%
HK$78,309
+HK$3,921/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$148,776/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,564
−HK$5,115/mo
▼ 0.25% · 3.875%
HK$84,101
−HK$2,578/mo
Today · 4.125%
HK$86,679
baseline
▲ 0.50% · 4.625%
HK$91,953
+HK$5,274/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$173,358/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,739
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$93,173
−HK$2,468/mo
Today · 4.125%
HK$95,641
baseline
▲ 0.50% · 4.625%
HK$100,683
+HK$5,042/mo
Deposit HK$1.99M · loan HK$17.88M · min. income ≈ HK$191,282/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,200 · Scale 2, in force from 26 Feb 2026)