LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,316
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,726
−HK$1,432/mo
Today · 4.125%
HK$48,158
baseline
▲ 0.50% · 4.625%
HK$51,088
+HK$2,930/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,316/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,414
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,766
−HK$1,372/mo
Today · 4.125%
HK$53,138
baseline
▲ 0.50% · 4.625%
HK$55,939
+HK$2,801/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,276/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,380
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,071
−HK$1,719/mo
Today · 4.125%
HK$57,790
baseline
▲ 0.50% · 4.625%
HK$61,306
+HK$3,516/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,580/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,497
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,119
−HK$1,646/mo
Today · 4.125%
HK$63,765
baseline
▲ 0.50% · 4.625%
HK$67,126
+HK$3,361/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,530/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,443
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$65,416
−HK$2,005/mo
Today · 4.125%
HK$67,421
baseline
▲ 0.50% · 4.625%
HK$71,524
+HK$4,103/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$134,842/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,580
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,472
−HK$1,921/mo
Today · 4.125%
HK$74,393
baseline
▲ 0.50% · 4.625%
HK$78,314
+HK$3,921/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$148,786/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,569
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$84,107
−HK$2,578/mo
Today · 4.125%
HK$86,685
baseline
▲ 0.50% · 4.625%
HK$91,959
+HK$5,274/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$173,370/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,745
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$93,179
−HK$2,469/mo
Today · 4.125%
HK$95,648
baseline
▲ 0.50% · 4.625%
HK$100,690
+HK$5,042/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$191,296/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,251 · Scale 2, in force from 26 Feb 2026)