LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,317
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,727
−HK$1,432/mo
Today · 4.125%
HK$48,159
baseline
▲ 0.50% · 4.625%
HK$51,089
+HK$2,930/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,318/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,415
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,767
−HK$1,372/mo
Today · 4.125%
HK$53,139
baseline
▲ 0.50% · 4.625%
HK$55,940
+HK$2,801/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,278/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,381
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,072
−HK$1,719/mo
Today · 4.125%
HK$57,791
baseline
▲ 0.50% · 4.625%
HK$61,307
+HK$3,516/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,582/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,498
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,120
−HK$1,646/mo
Today · 4.125%
HK$63,766
baseline
▲ 0.50% · 4.625%
HK$67,128
+HK$3,362/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,532/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,444
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$65,417
−HK$2,005/mo
Today · 4.125%
HK$67,422
baseline
▲ 0.50% · 4.625%
HK$71,525
+HK$4,103/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$134,844/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,581
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,474
−HK$1,920/mo
Today · 4.125%
HK$74,394
baseline
▲ 0.50% · 4.625%
HK$78,315
+HK$3,921/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$148,788/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,571
−HK$5,115/mo
▼ 0.25% · 3.875%
HK$84,108
−HK$2,578/mo
Today · 4.125%
HK$86,686
baseline
▲ 0.50% · 4.625%
HK$91,961
+HK$5,275/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$173,372/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,747
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$93,180
−HK$2,469/mo
Today · 4.125%
HK$95,649
baseline
▲ 0.50% · 4.625%
HK$100,691
+HK$5,042/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$191,298/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,264 · Scale 2, in force from 26 Feb 2026)