LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,318
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,728
−HK$1,432/mo
Today · 4.125%
HK$48,160
baseline
▲ 0.50% · 4.625%
HK$51,090
+HK$2,930/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,320/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,416
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,768
−HK$1,372/mo
Today · 4.125%
HK$53,140
baseline
▲ 0.50% · 4.625%
HK$55,941
+HK$2,801/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,280/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,382
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,073
−HK$1,719/mo
Today · 4.125%
HK$57,792
baseline
▲ 0.50% · 4.625%
HK$61,308
+HK$3,516/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,584/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,499
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,122
−HK$1,646/mo
Today · 4.125%
HK$63,768
baseline
▲ 0.50% · 4.625%
HK$67,129
+HK$3,361/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,536/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$745,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,445
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$65,419
−HK$2,005/mo
Today · 4.125%
HK$67,424
baseline
▲ 0.50% · 4.625%
HK$71,526
+HK$4,102/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$134,848/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,582
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,475
−HK$1,920/mo
Today · 4.125%
HK$74,395
baseline
▲ 0.50% · 4.625%
HK$78,317
+HK$3,922/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$148,790/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,572
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$84,110
−HK$2,578/mo
Today · 4.125%
HK$86,688
baseline
▲ 0.50% · 4.625%
HK$91,962
+HK$5,274/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$173,376/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,748
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$93,182
−HK$2,469/mo
Today · 4.125%
HK$95,651
baseline
▲ 0.50% · 4.625%
HK$100,693
+HK$5,042/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$191,302/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,278 · Scale 2, in force from 26 Feb 2026)