LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,319
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,728
−HK$1,432/mo
Today · 4.125%
HK$48,160
baseline
▲ 0.50% · 4.625%
HK$51,091
+HK$2,931/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,320/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,416
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,769
−HK$1,371/mo
Today · 4.125%
HK$53,140
baseline
▲ 0.50% · 4.625%
HK$55,941
+HK$2,801/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,280/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,382
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,074
−HK$1,718/mo
Today · 4.125%
HK$57,792
baseline
▲ 0.50% · 4.625%
HK$61,309
+HK$3,517/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$115,584/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,500
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,122
−HK$1,646/mo
Today · 4.125%
HK$63,768
baseline
▲ 0.50% · 4.625%
HK$67,130
+HK$3,362/mo
Deposit HK$7.95M · loan HK$11.92M · min. income ≈ HK$127,536/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,446
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$65,419
−HK$2,006/mo
Today · 4.125%
HK$67,425
baseline
▲ 0.50% · 4.625%
HK$71,527
+HK$4,102/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$134,850/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,583
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,476
−HK$1,920/mo
Today · 4.125%
HK$74,396
baseline
▲ 0.50% · 4.625%
HK$78,318
+HK$3,922/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$148,792/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,573
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$84,111
−HK$2,578/mo
Today · 4.125%
HK$86,689
baseline
▲ 0.50% · 4.625%
HK$91,964
+HK$5,275/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$173,378/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,750
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$93,183
−HK$2,469/mo
Today · 4.125%
HK$95,652
baseline
▲ 0.50% · 4.625%
HK$100,694
+HK$5,042/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$191,304/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,287 · Scale 2, in force from 26 Feb 2026)