LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,320
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,730
−HK$1,432/mo
Today · 4.125%
HK$48,162
baseline
▲ 0.50% · 4.625%
HK$51,093
+HK$2,931/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,324/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,418
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,771
−HK$1,371/mo
Today · 4.125%
HK$53,142
baseline
▲ 0.50% · 4.625%
HK$55,943
+HK$2,801/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,284/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,384
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$56,076
−HK$1,719/mo
Today · 4.125%
HK$57,795
baseline
▲ 0.50% · 4.625%
HK$61,311
+HK$3,516/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$115,590/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,502
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,125
−HK$1,646/mo
Today · 4.125%
HK$63,771
baseline
▲ 0.50% · 4.625%
HK$67,132
+HK$3,361/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$127,542/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,448
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$65,422
−HK$2,005/mo
Today · 4.125%
HK$67,427
baseline
▲ 0.50% · 4.625%
HK$71,530
+HK$4,103/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$134,854/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,586
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,479
−HK$1,920/mo
Today · 4.125%
HK$74,399
baseline
▲ 0.50% · 4.625%
HK$78,321
+HK$3,922/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$148,798/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,576
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$84,114
−HK$2,578/mo
Today · 4.125%
HK$86,692
baseline
▲ 0.50% · 4.625%
HK$91,967
+HK$5,275/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$173,384/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,753
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$93,187
−HK$2,469/mo
Today · 4.125%
HK$95,656
baseline
▲ 0.50% · 4.625%
HK$100,698
+HK$5,042/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$191,312/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,315 · Scale 2, in force from 26 Feb 2026)