LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,322
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,732
−HK$1,432/mo
Today · 4.125%
HK$48,164
baseline
▲ 0.50% · 4.625%
HK$51,095
+HK$2,931/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,328/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,420
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,773
−HK$1,371/mo
Today · 4.125%
HK$53,144
baseline
▲ 0.50% · 4.625%
HK$55,946
+HK$2,802/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,288/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,387
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,078
−HK$1,719/mo
Today · 4.125%
HK$57,797
baseline
▲ 0.50% · 4.625%
HK$61,314
+HK$3,517/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$115,594/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,505
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,127
−HK$1,646/mo
Today · 4.125%
HK$63,773
baseline
▲ 0.50% · 4.625%
HK$67,135
+HK$3,362/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$127,546/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,451
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$65,425
−HK$2,005/mo
Today · 4.125%
HK$67,430
baseline
▲ 0.50% · 4.625%
HK$71,533
+HK$4,103/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$134,860/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,589
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,482
−HK$1,920/mo
Today · 4.125%
HK$74,402
baseline
▲ 0.50% · 4.625%
HK$78,324
+HK$3,922/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$148,804/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,580
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$84,117
−HK$2,579/mo
Today · 4.125%
HK$86,696
baseline
▲ 0.50% · 4.625%
HK$91,971
+HK$5,275/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$173,392/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,757
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$93,191
−HK$2,469/mo
Today · 4.125%
HK$95,660
baseline
▲ 0.50% · 4.625%
HK$100,702
+HK$5,042/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$191,320/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,347 · Scale 2, in force from 26 Feb 2026)