LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,325
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,734
−HK$1,433/mo
Today · 4.125%
HK$48,167
baseline
▲ 0.50% · 4.625%
HK$51,098
+HK$2,931/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,334/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,423
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,775
−HK$1,372/mo
Today · 4.125%
HK$53,147
baseline
▲ 0.50% · 4.625%
HK$55,949
+HK$2,802/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,294/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,390
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,081
−HK$1,719/mo
Today · 4.125%
HK$57,800
baseline
▲ 0.50% · 4.625%
HK$61,317
+HK$3,517/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$115,600/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,508
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,131
−HK$1,646/mo
Today · 4.125%
HK$63,777
baseline
▲ 0.50% · 4.625%
HK$67,139
+HK$3,362/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$127,554/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,454
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,428
−HK$2,006/mo
Today · 4.125%
HK$67,434
baseline
▲ 0.50% · 4.625%
HK$71,537
+HK$4,103/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$134,868/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,592
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$72,486
−HK$1,920/mo
Today · 4.125%
HK$74,406
baseline
▲ 0.50% · 4.625%
HK$78,328
+HK$3,922/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$148,812/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,584
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$84,122
−HK$2,578/mo
Today · 4.125%
HK$86,700
baseline
▲ 0.50% · 4.625%
HK$91,976
+HK$5,276/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$173,400/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,762
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$93,196
−HK$2,469/mo
Today · 4.125%
HK$95,665
baseline
▲ 0.50% · 4.625%
HK$100,708
+HK$5,043/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$191,330/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,387 · Scale 2, in force from 26 Feb 2026)