LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,328
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,738
−HK$1,433/mo
Today · 4.125%
HK$48,171
baseline
▲ 0.50% · 4.625%
HK$51,102
+HK$2,931/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,342/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,427
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,779
−HK$1,372/mo
Today · 4.125%
HK$53,151
baseline
▲ 0.50% · 4.625%
HK$55,953
+HK$2,802/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,302/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,394
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$56,086
−HK$1,719/mo
Today · 4.125%
HK$57,805
baseline
▲ 0.50% · 4.625%
HK$61,322
+HK$3,517/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$115,610/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,512
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$62,135
−HK$1,647/mo
Today · 4.125%
HK$63,782
baseline
▲ 0.50% · 4.625%
HK$67,144
+HK$3,362/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$127,564/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,459
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,433
−HK$2,006/mo
Today · 4.125%
HK$67,439
baseline
▲ 0.50% · 4.625%
HK$71,542
+HK$4,103/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$134,878/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,598
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$72,491
−HK$1,921/mo
Today · 4.125%
HK$74,412
baseline
▲ 0.50% · 4.625%
HK$78,334
+HK$3,922/mo
Deposit HK$5.96M · loan HK$13.91M · min. income ≈ HK$148,824/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,590
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$84,128
−HK$2,579/mo
Today · 4.125%
HK$86,707
baseline
▲ 0.50% · 4.625%
HK$91,983
+HK$5,276/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$173,414/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,769
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$93,203
−HK$2,470/mo
Today · 4.125%
HK$95,673
baseline
▲ 0.50% · 4.625%
HK$100,716
+HK$5,043/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$191,346/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,444 · Scale 2, in force from 26 Feb 2026)