LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,329
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,739
−HK$1,432/mo
Today · 4.125%
HK$48,171
baseline
▲ 0.50% · 4.625%
HK$51,102
+HK$2,931/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,342/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,428
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,780
−HK$1,372/mo
Today · 4.125%
HK$53,152
baseline
▲ 0.50% · 4.625%
HK$55,954
+HK$2,802/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,304/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,394
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$56,086
−HK$1,719/mo
Today · 4.125%
HK$57,805
baseline
▲ 0.50% · 4.625%
HK$61,323
+HK$3,518/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$115,610/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,513
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$62,136
−HK$1,647/mo
Today · 4.125%
HK$63,783
baseline
▲ 0.50% · 4.625%
HK$67,145
+HK$3,362/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$127,566/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,460
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,434
−HK$2,006/mo
Today · 4.125%
HK$67,440
baseline
▲ 0.50% · 4.625%
HK$71,543
+HK$4,103/mo
Deposit HK$5.96M · loan HK$13.92M · min. income ≈ HK$134,880/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,599
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$72,492
−HK$1,921/mo
Today · 4.125%
HK$74,413
baseline
▲ 0.50% · 4.625%
HK$78,335
+HK$3,922/mo
Deposit HK$5.96M · loan HK$13.92M · min. income ≈ HK$148,826/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,592
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$84,130
−HK$2,578/mo
Today · 4.125%
HK$86,708
baseline
▲ 0.50% · 4.625%
HK$91,984
+HK$5,276/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$173,416/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,770
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$93,204
−HK$2,470/mo
Today · 4.125%
HK$95,674
baseline
▲ 0.50% · 4.625%
HK$100,717
+HK$5,043/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$191,348/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,454 · Scale 2, in force from 26 Feb 2026)