LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,329
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,739
−HK$1,433/mo
Today · 4.125%
HK$48,172
baseline
▲ 0.50% · 4.625%
HK$51,103
+HK$2,931/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,344/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,428
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,781
−HK$1,372/mo
Today · 4.125%
HK$53,153
baseline
▲ 0.50% · 4.625%
HK$55,955
+HK$2,802/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,306/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$745,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,395
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$56,087
−HK$1,719/mo
Today · 4.125%
HK$57,806
baseline
▲ 0.50% · 4.625%
HK$61,324
+HK$3,518/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$115,612/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,514
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,137
−HK$1,646/mo
Today · 4.125%
HK$63,783
baseline
▲ 0.50% · 4.625%
HK$67,146
+HK$3,363/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$127,566/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,461
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,435
−HK$2,006/mo
Today · 4.125%
HK$67,441
baseline
▲ 0.50% · 4.625%
HK$71,544
+HK$4,103/mo
Deposit HK$5.96M · loan HK$13.92M · min. income ≈ HK$134,882/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,600
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$72,493
−HK$1,921/mo
Today · 4.125%
HK$74,414
baseline
▲ 0.50% · 4.625%
HK$78,336
+HK$3,922/mo
Deposit HK$5.96M · loan HK$13.92M · min. income ≈ HK$148,828/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,593
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$84,131
−HK$2,578/mo
Today · 4.125%
HK$86,709
baseline
▲ 0.50% · 4.625%
HK$91,985
+HK$5,276/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$173,418/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,771
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$93,206
−HK$2,469/mo
Today · 4.125%
HK$95,675
baseline
▲ 0.50% · 4.625%
HK$100,718
+HK$5,043/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$191,350/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,464 · Scale 2, in force from 26 Feb 2026)