LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,335
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,746
−HK$1,432/mo
Today · 4.125%
HK$48,178
baseline
▲ 0.50% · 4.625%
HK$51,110
+HK$2,932/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,356/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,435
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,788
−HK$1,372/mo
Today · 4.125%
HK$53,160
baseline
▲ 0.50% · 4.625%
HK$55,962
+HK$2,802/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,320/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,402
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$56,095
−HK$1,719/mo
Today · 4.125%
HK$57,814
baseline
▲ 0.50% · 4.625%
HK$61,332
+HK$3,518/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$115,628/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,522
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$62,145
−HK$1,647/mo
Today · 4.125%
HK$63,792
baseline
▲ 0.50% · 4.625%
HK$67,155
+HK$3,363/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$127,584/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,470
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,444
−HK$2,006/mo
Today · 4.125%
HK$67,450
baseline
▲ 0.50% · 4.625%
HK$71,554
+HK$4,104/mo
Deposit HK$5.96M · loan HK$13.92M · min. income ≈ HK$134,900/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,609
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,503
−HK$1,921/mo
Today · 4.125%
HK$74,424
baseline
▲ 0.50% · 4.625%
HK$78,347
+HK$3,923/mo
Deposit HK$5.96M · loan HK$13.92M · min. income ≈ HK$148,848/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,604
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$84,142
−HK$2,579/mo
Today · 4.125%
HK$86,721
baseline
▲ 0.50% · 4.625%
HK$91,998
+HK$5,277/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$173,442/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,783
−HK$4,905/mo
▼ 0.25% · 3.875%
HK$93,218
−HK$2,470/mo
Today · 4.125%
HK$95,688
baseline
▲ 0.50% · 4.625%
HK$100,732
+HK$5,044/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$191,376/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,564 · Scale 2, in force from 26 Feb 2026)