LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,336
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,746
−HK$1,433/mo
Today · 4.125%
HK$48,179
baseline
▲ 0.50% · 4.625%
HK$51,110
+HK$2,931/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,358/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,436
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,788
−HK$1,372/mo
Today · 4.125%
HK$53,160
baseline
▲ 0.50% · 4.625%
HK$55,963
+HK$2,803/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,320/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,403
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$56,095
−HK$1,719/mo
Today · 4.125%
HK$57,814
baseline
▲ 0.50% · 4.625%
HK$61,332
+HK$3,518/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$115,628/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,523
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$62,146
−HK$1,647/mo
Today · 4.125%
HK$63,793
baseline
▲ 0.50% · 4.625%
HK$67,155
+HK$3,362/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$127,586/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,470
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,444
−HK$2,006/mo
Today · 4.125%
HK$67,450
baseline
▲ 0.50% · 4.625%
HK$71,554
+HK$4,104/mo
Deposit HK$5.96M · loan HK$13.92M · min. income ≈ HK$134,900/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,610
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,504
−HK$1,921/mo
Today · 4.125%
HK$74,425
baseline
▲ 0.50% · 4.625%
HK$78,348
+HK$3,923/mo
Deposit HK$5.96M · loan HK$13.92M · min. income ≈ HK$148,850/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,604
−HK$5,118/mo
▼ 0.25% · 3.875%
HK$84,143
−HK$2,579/mo
Today · 4.125%
HK$86,722
baseline
▲ 0.50% · 4.625%
HK$91,999
+HK$5,277/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$173,444/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,784
−HK$4,905/mo
▼ 0.25% · 3.875%
HK$93,219
−HK$2,470/mo
Today · 4.125%
HK$95,689
baseline
▲ 0.50% · 4.625%
HK$100,733
+HK$5,044/mo
Deposit HK$1.99M · loan HK$17.89M · min. income ≈ HK$191,378/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,571 · Scale 2, in force from 26 Feb 2026)