LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,342
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,752
−HK$1,433/mo
Today · 4.125%
HK$48,185
baseline
▲ 0.50% · 4.625%
HK$51,117
+HK$2,932/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,370/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,442
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,795
−HK$1,372/mo
Today · 4.125%
HK$53,167
baseline
▲ 0.50% · 4.625%
HK$55,970
+HK$2,803/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,334/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,410
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$56,102
−HK$1,720/mo
Today · 4.125%
HK$57,822
baseline
▲ 0.50% · 4.625%
HK$61,340
+HK$3,518/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$115,644/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,531
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$62,154
−HK$1,647/mo
Today · 4.125%
HK$63,801
baseline
▲ 0.50% · 4.625%
HK$67,164
+HK$3,363/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$127,602/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,478
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,453
−HK$2,006/mo
Today · 4.125%
HK$67,459
baseline
▲ 0.50% · 4.625%
HK$71,564
+HK$4,105/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$134,918/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,619
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,513
−HK$1,921/mo
Today · 4.125%
HK$74,434
baseline
▲ 0.50% · 4.625%
HK$78,358
+HK$3,924/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$148,868/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,615
−HK$5,118/mo
▼ 0.25% · 3.875%
HK$84,154
−HK$2,579/mo
Today · 4.125%
HK$86,733
baseline
▲ 0.50% · 4.625%
HK$92,010
+HK$5,277/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$173,466/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,796
−HK$4,905/mo
▼ 0.25% · 3.875%
HK$93,231
−HK$2,470/mo
Today · 4.125%
HK$95,701
baseline
▲ 0.50% · 4.625%
HK$100,746
+HK$5,045/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$191,402/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,667 · Scale 2, in force from 26 Feb 2026)